*Cost of attendance (COA) is an estimated budget of college expenses for an academic semester or year. Per federal regulations, the COA serves as the maximum amount of financial assistance you may receive for an academic semester or year. UMBC will be required to reduce any funding if a student exceeds their COA in a given academic year.
The U.S. Department of Education (ED) states that estimated financial assistance (EFA) cannot exceed the COA. 34 CFR 673.5(c) and 685.102(b) specify the definition of EFA as: The estimated amount of assistance for a period of enrollment that a student (or a parent on behalf of a student) will receive from federal, state, institutional, or other sources, such as scholarships, grants, net earnings from need-based employment, or loans, including but not limited to, among other things, any educational benefits paid because of enrollment in a postsecondary education institution, or to cover postsecondary education expenses.
**Costs for the 2021-2022 academic year are estimated and will be updated when finalized in May 2021.
2021-2022 Undergraduate Cost of Attendance
Living in the Dorms
2021-2022 |
In-State Per year |
Out-of-State Per year |
| Tuition/Fees | $12,284 | $28,962 |
| Room & Board | $12,600 | $12,600 |
| Books | $1,600 | $1,600 |
| Transportation | $1,482 | $1,482 |
| Other | $1,684 | $1,684 |
| Direct Loan Fee | $74 | $74 |
| PLUS Loan Fee | $740 | $740 |
Total: |
$30,464 |
$47,142 |
Living with Relatives
2021-2022 |
In-State Per year |
Out-of-State Per year |
| Tuition/Fees | $12,284 | $28,962 |
| Room & Board | $4,940 | $4,940 |
| Books | $1,600 | $1,600 |
| Transportation | $2,416 | $2,416 |
| Other | $1,684 | $1,684 |
| Direct Loan Fee | $74 | $74 |
| PLUS Loan Fee | $740 | $740 |
Total: |
$23,738 |
$40,416 |
Living Off-Campus
2021-2022 |
In-State Per year |
Out-of-State Per year |
| Tuition/Fees | $12,284 | $28,962 |
| Room & Board | $14,736 | $14,736 |
| Books | $1,600 | $1,600 |
| Transportation | $2,416 | $2,416 |
| Other | $1,684 | $1,684 |
| Direct Loan Fee | $74 | $74 |
| PLUS Loan Fee | $740 | $740 |
Total: |
$33,534 |
$50,212 |
For a more personalized estimate of your costs for the upcoming academic year, you can use our 2021-2022 Undergraduate Cost Calculator.
Graduate Cost of Attendance
The estimated cost of attendance figures for the 2021 -2022 academic year are available below. Please note that final figures will be published once 2021-2022 tuition and fees are finalized in May 2021. Actual costs for individual students may vary based upon a student’s course, housing, and meal plan selection.
2021-2022 Cost of Attendance
2021-2022 |
In-State Per Year |
Out-of-State Per Year |
| Tuition/Fees | $15,048 | $23,994 |
| Rent/Utilities/Food | $22,500 | $22,500 |
| Books | $800 | $800 |
| Transportation | $2,416 | $2,416 |
| Other | $1,684 | $1,684 |
| Direct Loan Fee | $178 | $178 |
| PLUS Loan Fee | $888 | $888 |
| Total: | $43,514 | $52,460 |
For a more personalized estimate of your costs for the upcoming academic year, you can use our 2021-2022 Graduate Cost Calculator.
Actual costs for individual students may vary based upon a student’s course, housing, and meal plan selection.