Cost of Attendance

*Cost of attendance (COA) is an estimated budget of college expenses for an academic semester or year. Per federal regulations, the COA serves as the maximum amount of financial assistance you may receive for an academic semester or year. UMBC will be required to reduce any funding if a student exceeds their COA in a given academic year.

The U.S. Department of Education (ED) states that estimated financial assistance (EFA) cannot exceed the COA. 34 CFR 673.5(c) and 685.102(b) specify the definition of EFA as: The estimated amount of assistance for a period of enrollment that a student (or a parent on behalf of a student) will receive from federal, state, institutional, or other sources, such as scholarships, grants, net earnings from need-based employment, or loans, including but not limited to, among other things, any educational benefits paid because of enrollment in a postsecondary education institution, or to cover postsecondary education expenses.

For more information regarding how cost of attendance is determined, please click here.

2023-2024 Undergraduate Cost of Attendance

Annual Tuition/Fees figures for undergraduate students currently estimated and based on full time enrollment (12+ credits).

Living On Campus

2023-2024
In-State
Per year
Out-of-State
Per year
Tuition/Fees $12,948 $30,304
Housing & Meals $14,204 $14,204
Books $1,600 $1,600
Transportation $1,586 $1,586
Other $1,828 $1,828
Direct Loan Fee $70 $70
PLUS Loan Fee $730 $730
Total:
$32,966
$50,322

Living with Relatives

2023-2024
In-State
Per year
Out-of-State
Per year
Tuition/Fees $12,948 $30,304
Housing & Meals $5,690 $5,690
Books $1,600 $1,600
Transportation $2,904 $2,904
Other $1,828 $1,828
Direct Loan Fee $70 $70
PLUS Loan Fee $730 $730
Total:
$25,770
$43,126

Living Off-Campus

2023-2024
In-State
Per year
Out-of-State
Per year
Tuition/Fees $12,948 $30,304
Housing & Meals $15,906 $15,906
Books $1,600 $1,600
Transportation $2,904 $2,904
Other $1,828 $1,828
Direct Loan Fee $70 $70
PLUS Loan Fee $730 $730
Total:
$35,986
$53,342

For a more personalized estimate of your costs for the upcoming academic year, you can use our 2023-2024 Undergraduate Cost Calculator.

Graduate Cost of Attendance

The estimated cost of attendance figures for the 2023 -2024 academic year are available below. Actual costs for individual students may vary based upon a student’s course, housing, and meal plan selection.

Annual Tuition/Fees figures currently estimated and based on full time enrollment (9+ credits).

2023-2024 Cost of Attendance

2023-2024
In-State
Per Year
Out-of-State
Per Year
Tuition/Fees $15,840 $25,146
Rent/Utilities/Food $22,500 $22,500
Books $800 $800
Transportation $2,904 $2,904
Other $1,828 $1,828
Direct Loan Fee $180 $180
PLUS Loan Fee $840 $840
Total: $44,892 $54,198

For a more personalized estimate of your costs for the upcoming academic year, you can use our 2023-2024 Graduate Cost Calculator.

Actual costs for individual students may vary based upon a student’s course, housing, and meal plan selection.